Kotakjifi one of it's first kind of social bank. Only real and existing bank which pays you for your social presence and social activity. The account holder of this account can track and operate the account through social sites like Facebook and Twitter. Account holder of this jifi bank earns social points for Facebook activities, transaction points for every transaction they do online for purchasing or paying utilities bill through this account. The account holder can redeem these transaction points to buy anything online from many of the available e-commerce sites.  Currently for opening an account kotak jifi has kept invitation through Facebook and through mail links only, now the prospects are required to self invite themselves through homepage of kotak jifi where they have invitation through either Facebook or through mails. Kotak jifi account holders can check their account through tweets also. This jifi account is available only to the customers of selected cities right now.

How to be smarter with everyday habits.  1. Try to look for a problem around you and try solving it on your own. Take for example poverty. 2. Read and be aware of your surroundings, read newspapers, find someone knowledgeable to you and discuss some issues which interest you both. 3. Play smart games be it chess, Sudoku, 2048 scrabble or anything similar. 4. Watch inspiring and learnable videos, subscribe to khan academy, smarter everyday YouTube channel or any other video sharing sites which have educational forums or knowledge sharing sites, as we learn more by watching and listening than to reading. 5. Read a novel or book in a week, also make a habit of writing a novel or a book. 6. Subscribe to channels or email or newsletters which interests you, like you can subscribe a word a day, I love fucking science on Facebook. 7. Visualise your whole day and try writing the same every day, this will help you in remembering you learned all day and you will not miss any info