Kotakjifi one of it's first kind of social bank. Only real and existing bank which pays you for your social presence and social activity. The account holder of this account can track and operate the account through social sites like Facebook and Twitter. Account holder of this jifi bank earns social points for Facebook activities, transaction points for every transaction they do online for purchasing or paying utilities bill through this account. The account holder can redeem these transaction points to buy anything online from many of the available e-commerce sites. Currently for opening an account kotak jifi has kept invitation through Facebook and through mail links only, now the prospects are required to self invite themselves through homepage of kotak jifi where they have invitation through either Facebook or through mails. Kotak jifi account holders can check their account through tweets also. This jifi account is available only to the customers of selected cities right now.