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Additional 15% tax to be borne by Credit Card and Loan EMI payers wef November 2016

Are you using credit card or has taken any loan from banks, if yes then get ready to see some additional charges being levied on your credit card EMI or loan EMI w.e.f November 2016. w.e.f November 2016 Govt. Of India has asked the banks to charge extra or additional 15% tax for the interest the bank charges on EMIs. Now, let me explain you this in better way. Suppose you bought a product using your credit card and converted the same purchase into multiple EMIs, earlier before 1 st November 2016, credit card issuing bank used to levy some interest rate on your EMIs and you used to pay the same only along with the actual value of product price divided by the tenure for which you had taken the EMI. Now, WEF 1 st November 2016, all the credit card issuing banks or loan lender banks has to levy another additional tax of 15% (ST 14% + SBC 0.5% + KKC 0.5%) on the interest charged on the EMI. That is another 15% tax burden on consumer. Additional 15% tax on credit card

A world champion in Kick Boxing Tajamul Islam from Kashmir,India

Amid the shutdown and restrictions for more than 3 months in a row in Kashmir, this eight-year-old girl Tajamul Islam from a remote area in the Valley’s north has won the gold at the World Kickboxing Championship in Italy. Tajamul won the World Kickboxing Championship Tajamul, hailing from Tarkpora village of Bandipora, bagged medal after defeating her rival from the United States in the final. The world championship was held in Italy from November 5 to 11. Tajamul represented Kick Boxing Federation of India in the world event. In the event, the talented kid took part in six bouts and remained unbeaten. According to her mentor and coach Fasil Ali, the feat makes Tajamul the world’s youngest kickboxer to win an international gold. “The sub-junior level closes at 14 years of age. Tajamul was the youngest in the category. The stand-up combat sport, which involves kicking and punching, originated half a century ago in Japan — and, within a decade, became popular in the West as we

Shantanu Singhal a TedEx Speaker, Philanthropist, Humanist and an Entrepreneur

When the Nepal earthquake struck in April 2015, the destruction was so absolute that it was impossible for Shantanu to remain a passive witness. With the support of family and a knack for marketing, he began a social media campaign to request help. His team raised 1.6 million Indian Rupees (approx. $25,000) plus material donations, and he personally visited the worst affected areas to hand over the proceeds. relief material for Nepal Earthquake victims by Shantanu Image Source:  Shantanu After reading about rising farmer suicides in India due to drought, Shantanu created UNNAT, a hydroponics project and experiment in soilless agriculture. One key outcome was the development of a simple kit which can be used to grow several essential crops such as fenugreek, cabbage and spinach. The state government of Uttar Pradesh noticed the potential of UNNAT, and selected the organization for a pilot study that began in August 2016. The story behind Shantanu growing vegetables without soil

Real story behind the Master stroke of demonetizing 500 and 1000 currency notes by PM Narendra Modi

Prime Minister Narendra's Modi's sudden announcement of demonetizing the currency notes of Rs 500 and Rs 1,000 was just a sudden announcement but was very well thought and well planned strategy, according to sources it took around 10 months to execute the plan and finally on the eve of 8th November Prime Minister Modi decided to play his master stroke. New 500, 2000 currency notes of RBI Modi was well informed about the temporary cash crunch going to happen just after the announcement of demonetizing of 500 and 1000 notes. So, he thought of introducing new currency notes of 500 and 2000. The master stroke played by Mr Modi is considered a strategy to root out multiple menace rampant in the country. People with huge amounts stashing big notes in their homes mostly unaccounted will now be bound to get them deposited to banks or post offices, thus reducing the in-house black money. Govt has also declared that all cash deposited above 2.5 lakhs will be keenly watched by IT

Donald Trump's statement on temporary and complete Muslim ban has been removed from his website

It seems Donald Trump’s team removed the hate statement against Muslims he made from his website to ban all Muslims from the US. On the ballots counting night, when Trump was leading ahead of his counterpart Hillary Clinton, the page linking to his December statement regarding a temporary and complete Muslim ban has been removed. Donald Trump hate statement against Muslims The page now redirects to his page encouraging voters to donate to his campaign. The page was available on the morning of the election on 8 November, according to online caches. But the redirected was added later the same night. Caches like the Wayback Machine work by crawling websites intermittently and making a copy of what it finds there. As such, it's not possible to say exactly what time the redirect was added, but only that the change had been made between those two times it was crawled. Mr Trump and his allies have consistently defended the ban, insisting the measure was about Americans’ "s

Demonetization of 500 and 1000 currency notes queries, concerns addressed

1. Why is this scheme? The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for anti national and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced. 2. What is this scheme? The legal tender character of the notes in denominations of  500 and 1000 stands withdrawn. In consequence thereof withdrawn old high denomination (OHD) notes cannot be used for transacting business and/or store of value for future usage. The OHD notes can be exchanged for value at any of the 19 offices of the Reserve Bank of India or at any of the bank branc

Why 1 Day ban on NDTV India news channel

Irrespective of all who supporting or not supporting #NDTVBan, watched or wouldn't have watched the show for which 1 day ban is imposed on NDTV. They all know the below info in common: 1. It wasn't a live coverage but a reporting. 2. It wasn't only NDTV but many other national channels who broadcast the same report of coverage of the Pathankot. Coming to the point #1: A careful examination of legality of ban on any cable channel shows that the ban is on ' live coverage ' of anti terrorist operations of the security forces, ( vide para 6 of the Programme Code of the Cable TV Network Rules, 1994 ) and not on reporting of anti terrorist operations. There is a clear distinction between the two. NDTV did not show any live coverage of the anti terrorist operations, but only reported about them. Now to the point #2: If there are other news channels who broadcast the same Anti Terrorist Operations of Security forces, why not impose the same ban, why a selectivity?

know Tejaswani Priyadarshani from Rourkela, who invented Air Bike

14-year-old girl Tejaswani Priyadarshani from Rourkela, Odisha, has designed an innovative device that gives a whole new dimension to a bicycle by allowing it to run on air. Tejaswani Priyadarshani from Rourkela, PC:  Telegraph Instead of pedals, the "Air bike" runs by propelling air. With a 10 kg cylinder of compressed air mounted on the bicycle carrier, it can run up to a distance of 60 km. Tejaswani’s innovation comes at a time when the whole world is trying to tackle global climate woes by cutting down the usage of fossil fuels extracted from resources like coal, oil, gas, petrol and diesel; opening greater possibilities of using renewables like solar and wind energy. Tejaswani, a class-XI student of Saraswati Sishu Vidya Mandir of Rourkela, had this idea when she visited a bicycle-repair shop and saw the mechanics using air guns to detangle knots in a bicycle tyre. She was helped by her father to carry out the experiments. After experimenting with several de

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Discover Oia - Asia's Largest Pub and Restaurant in Bangalore!

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Know all about board game Ludo

Pachisi, Chausar, Chopad or popularly known as Ludo is an ancient Indian game, which per some historians Mughal Emperor Akbar was addicted to and used to play with real people instead of plastic buttons or plastic statue miniatures, the game has now become a strategy game and are taught at business schools. On August 29, 1891, Alfred Collier had applied for a patent in England, claiming that a board game, which he named Royal Ludo, was his invention. Since then the game became popular worldwide by the name we know today. Later on, the British Royal Navy converted it into a board game called ‘Uckers’. According to some historians this board game of Ludo or pachisi originates in India as far back as 3300 BC. The exact origins of this legendary game though seems uncertain, but some earliest proofs of this game comes from the historic Ellora Caves in Maharashtra, where the board game was depicted in the form illustrations on the wall. This seems to suggest that Ludo was an Indian creation.

Tourist destination near Belpahar, Jharsuguda - Ullapgarh

Ullapgarh which is situated around 7km from Belpahar Railway station is one of the major tourist destination in the Belpahar Municipality. Ullapgarh is a hillock which also has few caves in it. According to local tales, Ullapgarh was named after the princess (Ullupi) of Nagakanya Kingdom or Nagavansha tribe.  Mythological connection of Ullapgarh It is believed that during Dwapar Yuga when Pandavas (5 brothers who had also fought the great war of Mahabharata) went to 'Agyaatvaas' (staying in disguise) had a brief stay out of their total 12 years of 'Agyaatvaas' here in some caves of this hillock. It is also believed that the Arjun one of the greatest archer of pandava brothers married to Ullupi here. Veer Surendrasai connection with Ullapgarh According to locals, Veer Surendra Sai who was a freedom fighter and had fought for the freedom struggle against britishers also came here to hid when Britishers were chasing him. Ullapgarh is a beautiful hillock surrounded by mount

Know about Saravanan Arul, owner of Saravana Selvarathinam Stores in India

Saravanan Arul is the owner of Saravana Selvarathinam Stores in India. He is the son of late business mogul Selvarathinam who was the founder of the Saravana Selvarathinam Stores and part of the largest family-run business retail chain in India. Saravanan Arul Saravanan Arul who controls different shops of Saravana Stores is now all set to make his entry into Tamil film industry, not as a producer but as an actor, infact as a hero. Saravana Arul who uses "Selvarathinam" logo for the stores under his control has appeared in several advertisements of his own shops. Saravanan Arul's Kollywood entry is almost confirmed and he is reportedly impressed by the story narrated by director duo, JD – Jerry (Joseph D Sami and Gerald) of Whistle and Ullaasam fame. The film will co-star Geethika Tiwary as the female lead, alongside Prabhu, Vivekh, Vijayakumar, Nasser, Thambi Ramiah, Kaali Venkat, Mayilsamy, Latha, Kovai Sarala and Devi Mahesh. The makers of the movie have set

Know about Swami Avimukteshwaranand Saraswati

Swamiji was born in a village named Brahmanpur in Pratapgadh district of Uttar Pradesh. During the last some years, he is living with Swami Swarupanand Saraswatiji Maharaj who is Shankaracharya of Jyotish pith in math. He is performing his duties towards math along with doing his study. Swamiji has started doing Sadhana since he is of 5 years of age. He has acquired knowledge of many Holy books till date and he is the editor of one monthly magazine named Shri Mata. The goal of his life is nothing but to obey orders of holy Guru. He is constantly working towards making river Ganga free from pollution and to stop conversion of religion with the help of inspiration from holy Maharaj. Till date, he had liberated lakhs of people by helping them to enter Hindu Religion again. Since last 4 years, Sanatan Sanstha has his blessings for its religious work. When the heir of Shankaracharya of Jyotish pith: Swami Swarupanand Saraswatiji maharaja Who is Swami Avimukteshwaranand Saraswati starte

Gurubeda: A Scenic Picnic Spot in Odisha

If you are looking for a place to enjoy nature and relax with your family and friends, Gurubeda is a perfect choice. Gurubeda is a picnic spot located on the bank of river Baitarani, near Joda town in the Keonjhar district of Odisha. It is surrounded by dense forest on both sides, offering a serene and picturesque view. Gurubeda attracts tourists throughout the year, especially in winter, when the weather is pleasant and the river is calm. Gurubeda - A beautiful Picnic Spot in the district of Keonjhar Gurubeda is a beautiful picnic spot located approximately 15 kilometres from the city of Keonjhar. This scenic location is known for its lush greenery, tranquil atmosphere, and stunning natural beauty. To get to Gurubeda, you'll need to take a short hike through the forest. Along the way, you'll be treated to breathtaking views of the surrounding hills and valleys. Once you arrive, you can relax and enjoy a peaceful picnic with your friends and family. One of the highlights of Gur

Why Major Dhyan Chand should be given Bharat Ratna instead of Sachin Tendulkar first

Now as the govt. has freed any restriction to Bharat Ratna categories and now person from all field are eligible to get Bharat Ratna award, the debate now starts again on who should be given Bharat Ratna first? To this list, some of the names that are coming are Dhyan Chand former Indian Hockey player used to play for Indian Army team before the freedom of 1947. Major Dhyan Chand is credited for taking the Gold medal in three consecutive Olympic games that is 1928 in Amsterdam, 1932 in Los Angeles and 1936 in Berlin Germany. Major Dhyan Chand is also the recipient of Padma Bhushan in the year 1956 while he was of age 51. The same year he was promoted to the major post in Army through Punjab regiment. To Dhyan Chand's memory, his birthday 29th August is being observed as the national sports day in India. On this day National sports day different awards like Rajiv Gandhi Khel Ratna Award, Arjuna Award and Dronacharya award are given to the players who show exceptional sports in